IF YOU HAVE A BUSINESS OR A PLACE OF WORSHIP AND NEED A COMMERCIAL LOAN LETS TALK ABOUT YOUR FINANCIAL NEEDS. WE ONLY PLACE PRIVATE MONEY COMMERCIAL LOANS, SORRY NO OTHER TYPE OF LOAN OFFERED.
YES YOU WILL HAVE TO COMPLETE THE ESSENCE OF A MORTGAGE APPLICATION, AND ALL BLOCKS MUST BE FILLED, ALL QUESTIONS ANSWERED.
IF YOU WANT TO EXPAND YOUR COMMERCIAL BUSINESS OR COMMERCIAL AGRICULTURAL OPERATIONS, LETS TALK ABOUT IT AND GET STARTED PLANNING TO GET YOUR LOAN SWIFTLY APPROVED.
HERE IS A LIST OF THE TYPE OF COMMERCIAL LOANS OFFERED:
Commercial Real Estate & Business Finance
A - D Credit, Good, Bad & Ugly Situations (BICs / Foreclosures)
Commercial Real Estate Finance
Gitmoir Financial is a conduit for commercial real estate financing.
Full Doc
650/680+ Credit, 15 - 30 YR AM, $100K - $20MM + & Competitive Rate/Terms. (SBA & USDA programs available).
Low Doc
500+ Credit, $50K - $2M & Competitive Rate/Terms. (Debt servicing not as stringent as full doc transactions).
Agricultural Business Finance
$100k - $22MM, Competitive Rates/Terms.
RELIGIOUS CHURCH / TEMPLE FINANCING
Traditional Debt, Private Money & Bond Financing available. (Up to 90% of new construction cost, up to 80% of purchase price & up to 80% LTV on refinances with traditional programs).
Private Money
A - D Credit. Private Money is often utilized when: time is essential, the projects or property does not meet the criteria of conventional lenders, bad credit, bankruptcies, judgments, foreclosures or IRS problems. Mission-Critical Issues: We often help facilitate financing on real estate where banks are unable. Most commercial property types accepted, no minimum credit guidelines, quick turn around and ugly situations are accepted. (Up to 65% LTV, Interest Only or 15 - 20 YR AM & 1 - 5 YR Terms. Land up to 50% LTV) (Projected Value Construction Projects Available).
Acquisition Rehab - TX Only
Private money terms from $100k - $3MM, Commercial Properties.
Property Types:
Commercial Zoned, 5+ Unit Multifamily, Land, Ranches, Churches, etc. (Most Property Types Considered)
Business Finance - We have established a strong niche in helping those with less than perfect credit and creative financing solutions.
Oil & Gas Royalty Loans & Purchases
Loans on Oil and Gas Royalties from $15,000 to $1,000,000. Purchases of Oil & Gas Royalties from $100,000 - $100,000,000 Nationwide. Let Funding Edge help you turn your Oil and Gas Royalty Income stream into instant cash.
New/Used Equipment Lease
We are again offering a New & Used Equipment Leasing Program. $10k - $500k. Medical Equipment, Salon Equipment, Fitness Equipment, Waste/Heavy Equipment, Laundry Equipment, Office Equipment and Working Capital etc.
Cash Advance / Merchant Financing
This program utilizes a company's credit card receivables to secure financing for a 'cash advance'. Businesses with 6 months in business and a credit card merchant account for 4 months can qualify. This program allows for purchasing of inventory, advertising, equipment, working capital, renovations and more. Program financing is from $3,000 - $1,000,000. No Minimum Credit Scores for select programs. *New - Canada Merchant Cash Advance Financing. $5,000 - $500,000 - 9 months in business minimum.
Bank Statement Program
Bank statement volume may be considered for bank only funding & up to 18 month term. This program allows for purchasing of inventory, advertising, equipment, working capital, renovations and more. Program financing is from $2,500 - $500,000. No Minimum Credit Scores for select programs. (No more than 5 NSF's per a month & mortgage and/or landlord payments need to be timely).
Receivable Factoring
Factoring allows the client to sell their accounts receivable for cash, versus waiting 30 to 60 days to be paid by their customer. Factoring will provide the client the capital they need to improve their cash flow and utilize funds for needs such as: covering payroll, cash to fuel growth or take on new jobs. Normally 60% to 85% is advanced against the invoices generated and the remaining funds (minus fees) would be forwarded once the invoices are paid. A - D Credit.
Purchase Order/Contract Financing
This program provides the ability to utilize an existing Purchase Order (PO) or Contract for financing Direct Labor Inventory, Raw Materials, Work-in-Process, Finished Goods, Direct Overhead, Buy-OutsComponents Parts and Sub Assemblies. PO's can include companies outside of the US. Minimum transaction size is typically $100,000 and can be based on a continuous PO with a client over an extended period of time. A - D Credit.
Equipment Finance (Sale/Leaseback)
Several sale/leaseback programs available. $20k - $50k (Construction & Industrial equipment w/ 620 Mid Fico and no lates in last 3 yrs). $100k - $500k (all equipment considered, no min fico guidelines). $1m+ (all types of equipment considered w/ no min fico guidelines). Call for more information.
If you have questions, contact our corporate offices at: (972) 768-6160 or via email & email gitmoirfinancial@att.net .